We are often confronted with clients who have been seriously injured in a motor vehicle accident and as a result have lost earnings and/or will continue to do so in the future. We work together with experienced actuaries to determine the loss as accurately as possible and ensure that our clients are justifiably compensated.
This sounds rather simple, and often can be if a client is employed by an institution or corporation, receiving monthly payslips as well as paying tax via PAYE. What happens with the self-employed person who more often than not is paid “cash in hand” and fails to declare such earnings to the South African Revenue Services? The position was recently cleared up in Heese NO v Road Accident Fund 2014 (1) SA 357 (WCC):