What is a Road Accident Fund (RAF) claim?

A Road Accident Fund (RAF) claim is a claim for compensation available to people injured in a motor vehicle accident caused by another party’s negligence, or to dependants of a deceased victim. Compensation may include medical expenses, loss of income, pain and suffering and funeral costs.

Who qualifies to claim from the RAF?

Drivers, passengers, pedestrians, cyclists and dependants of deceased victims may qualify to claim, provided the accident was caused by another party’s negligence.

Is there a time limit for RAF claims?

Yes. Claims generally must be lodged within three years if the responsible driver is known and within two years for hit-and-run accidents. Different rules may apply to minors and certain exceptional cases.

How can Simpsons Attorneys assist with a RAF claim?

Simpsons Attorneys assists clients by assessing eligibility, gathering supporting documentation, ensuring compliance with deadlines, lodging the claim correctly and providing representation during negotiations or litigation if required.

Do I need an attorney to submit a RAF claim?

While it is possible to submit a claim independently, RAF claims can be complex. Legal assistance helps ensure the claim is properly prepared and maximises the chance of fair compensation.

IsiXhosa

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ISIXHOSA

Senza uthetha thethwano lwamahala ukuqonda ukuba likhona ibango elibambekayo. Oku kukuqinisekisa ukuba ukhuselekile akukho ndleko ezinganyanzelekanga. Awubhatali ndleko xa ungaphumelelanga apho kufanelekileyo – Injongo yethu kukuba sikukhokelele ngokusemthethweni. Ukuba asiyifezekisanga lonjongo akhonto uyihlawulayo.

IBANGO LIKARAF

Sinomlando hayi nje ngokugqwesa , kodwa uqinisekisa ukuba umxhasi wethu ufumana imbuyekezo eyiyo. Siphethe amatyala amaninzi ngempumelelo kwaye siyazi ukuba kubakhona ubunzima ukusebenzisana neRAF. Ukufumana igqwetha elisebenza ngengozi ngumahluko phakathi kwembuyekezo kumonakalo ukufumana kancinci okanye ungafumani kwanto. Ingozi yemoto okanye isithuthuthu lishwangushe elingenzeka noba kukanye ebomini bomntu lonto ingakhokela kumonakalo nokwenzakala kakhulu ukukhubazeka okanye ukufa.

WENZA NJANI XA KUKHO INGOZI?

Bhala umhla , ixesha kunye nendawo eyenzeke kuyo ingozi
Amagama nenkcukacha zomqhubi moto okholelwa ukuba nguye umenzi wengozi
Bhala amagama nenkcukacha zamangqina abonileyo
Dibana nogqirha okanye isebhedlele uzokufumana uvavanyo olululo
Qhagamsehlana negqwetha lengozi. Ukukhawuleza udibana negqwetha kubeka ibango lakho kwizinga elingcono

YINTONI IRAF?

IRAF yingxowa mali esekelwe phantsi kweRAF. Ixhaswe yimali yerhafu edibanisa nexabiso lwamafutha emoto eMzantsi Afrika. Oku kwaziwa njengoviko lwamafutha emoto. Wonke umntu othenga amafutha emoto ubhatala uchatha eleke mlinganiselo wamafutha. Olu viko luya kwaRAF.

Zonke izithuthi ngokuzenzekelayo zikhuselwe yiRAF. Kodwa uxanduva likaRAF lujongana nokwenzakala ngokomzimba kubaqhubi moto nakubakhweli ,kwezinye imeko nabahambi ngenyawo. Kunjalo nje akabinaxanduva ngomonakalo wemoto nezinye izithuthi.

NGUBANI ONGAFAKA IBANGO KWARAF?

Abaqhubi
Abahambi ngenyawo
Abakhweli zithuthi
Abakhweli zibhayisekile/izithuthuthu
Abaxhomekeke kumfi ebaphangelela

UNGALUFAKA NINI IBANGO KWARAF

Ungalufaka kwiminyaka emithathu ukususela kumhla eyenzeke ngayo ingozi.

Ungalufaka ukuba:

Ingozi le wonzakele kuyo ayinguwe unobangela
Wenzakele ngenxa yolongquzulwano

Ukwaleka kwibango likRAF intlungu nokungcungcutheka , uxinizeleko emphefumlweni , ukulahlekelwa yingeniso nendleko zonyango zikwancedisa kwibango labenzi bobubi okanye inkampani yomsholensi kukugcungcutheka ukulahlekelwa yingeniso ngenxa yomonakalo wemoto yakho.

Sitsalele ngomxeba ukuze udibane negqwetha lengozi mahala lakwaSimpsons.

UNYANGO OLUNGENANKATHALO