Understanding RAF Claims – Management and Procedures
The Road Accident Fund (RAF) is a state insurer that provides liability cover to all users of South African roads. The fund aims to make South African roads safer and compensates those who have been injured by collisions. It supports various stakeholders and different parties can make RAF claims including those who have sustained an injury on South African roads and the dependent of a breadwinner who has died as a result of a road injury. RAF claims can take a long time and be somewhat challenging to navigate without legal know-how. This is why many people opt to work with a qualified attorney.
When it comes to RAF claims, the steps involved usually include the following:
- Gathering evidence:Once you’ve met with your attorney, they will gather all the evidence needed for your case. This might include witness testimonies, police reports, or dashboard camera footage in the case of a collision. They will also assemble all of the medical records and information on any other associated costs from the accident such as a loss of income.
- Completing the necessary documentation: Once the evidence has been collected and organised, your attorney will ensure that the right forms are completed by the appropriate personnel. This includes the RAF 1 form which contains basic information about the accident, RAF 3 form which is an accident report itself, and RAF 4 form which is completed by a medical practitioner. All forms must be accompanied by supporting documentation and evidence.
- Lodging RAF claims and investigation:Next, your attorney will lodge your claim. It will be officially recorded on the system and the RAF will have four months to investigate the case. During this time, they may ask you for additional information which your attorney can provide. A personal injury lawyer plays an important role if your claim is denied or delayed and can assist you in accessing compensation.
- Summons:If you haven’t heard back within 120 days or the RAF has rejected your claim without sufficient reason, you can pursue the matter in court. At this point, you may reach a settlement, guided by your legal team. If a settlement isn’t reached, the matter will go to trial.
A Qualified Attorney Can Assist with RAF Claims
Traversing the administrative hurdles of RAF claims can be a somewhat daunting, and lengthy undertaking, and that’s why so many people opt to work with our attorneys. Our team are well versed in the intricacies of RAF claims, and we work tirelessly to ensure that our clients get the compensation they are owed.
Get in Touch with Our Specialists
If you or a loved one have experienced an accident on South African roads and had to pay out for medical costs or a loss of income, you have the right to access justice. Our team is known for its excellence, providing every client with expert legal knowledge and support. Get in touch with us, and we will gladly advise you on the next steps ahead regarding your RAF claims.
